- All certificates in the grace period will be displayed to the user, with options to Close & Transfer.
- When the user selects Close & Transfer, they must choose a deposit account (e.g., savings or checking) to receive the transferred funds.
Below is a sample flow:
- If the user does not have an existing deposit account, they will be required to create one before proceeding.(not in initial product scope)
- A confirmation popup will be displayed, allowing the user to review the transfer details.
- Upon clicking Submit, the available funds will be transferred from the certificate account to the selected deposit account.
- The certificate account will be closed, and the transfer may be executed immediately or as part of a batch process.