Certificate Account Opening :
The CD Opening Application enables customers to seamlessly open certificate accounts through online banking with funding options.
- Users can browse all available certificates, along with their current interest rates and annual yield values.
- Upon selecting a certificate, users must fund it using a deposit account.
- A minimum deposit is required to initiate and open a certificate account.
- Once the funding is successfully completed, the certificate account will be created for the selected term.
Below is a sample flow:
Upon clicking “Open,” the user is redirected to a list of all available certificate options they are eligible for, along with their respective interest rates and APY values.
When we click on “Open” for the selected certificate, it redirects to the specific page along with the eligible funding accounts.
The user must select a funding account that meets the minimum balance requirement to open a certificate account. After entering the desired fund amount, they must accept the terms and conditions. Upon successful account creation, a confirmation popup will be displayed. The newly created certificate account will then appear on the user’s landing page.
