Open and fund new accounts start to finish
Applicants open and fund new deposit accounts across mobile, online, branch, and the contact center — with identity verification and funding built into a single guided flow.
Built for Q2 · Extends the tools banks already trust
Turn a new applicant into a funded, enrolled account holder
Opens and funds new deposit accounts across mobile, online, branch, and contact center. A guided flow handles identity verification, compliance checks, and funding, with applicants enrolled into Q2 online banking.
One Flow
Apply, verify, fund
Everything an account needs to go live happens in one guided sequence, with no disconnected steps to lose applicants between.
Any Channel
Mobile to branch
Start on one channel and finish on another, with automated handoffs and no re-entry of data.
Funded at the End
Deposits from day one
Applicants fund during onboarding — internally or from an external account via Plaid — so the account starts working immediately.
Everything an account needs to go live - in one place
Capabilities — a configurable account-opening engine that adapts to your institution's providers, risk appetite, and channels.
A guided application
A step-by-step flow collects applicant details and runs identity verification in-line to reduce abandonment and support compliance.
Start on one channel, finish on another
Applicants can start on mobile and finish in a branch or through the contact center without re-entering data, with automated hand offs across teams to reduce abandonment.
Identity, your way
Verification runs in-line during onboarding. Plug in your preferred identity and KYC provider rather than being locked to a single vendor.
Instant funding
Applicants fund the new account during onboarding — including external-account funding via Plaid — so it's active and gathering deposits by the end of the flow.
Configurable risk and compliance
Choose your KYC / KYB providers, bureau checks, device signals, and registry lockups, and set institution-specific risk scoring and decisioning. Connects to AML / OFAC screening, document management, fraud tools, and credit bureaus.
Back-office visibility
Your team tracks application status and pinpoints where applicants drop off, all from a hosted back-office dashboard.
Seamless channel handoffs
Move an application from mobile to branch to contact center without re-entering data — teams pick up right where the applicant left off.
An extension of the Q2 journey from engagement to acquisition
Account Origination carries prospects all the way to funded, enrolled Q2 online-banking account holders, with your institution promoting its own accounts directly from Q2 surfaces.
Why it stands out
Launches from Q2
Continuously audited security controls.
Enrolls applicants into Q2 online banking at the start of the application.
Turns engagement into acquisition, extending the digital-banking experience your account holders already know.
See Account Origination in action
Book a walkthrough with our team and we'll show you the full flow — apply, verify, fund — from your applicants' first tap to a new account.